Cash and Payment Methods in Lofoten, Norway: What You Need to Know

Short answer:

There are very few ATM machines in Lofoten. There are a few ATMs in Leknes and Svolvær. Nearly 100% of business except credit and debit cards.

Also many of the shops in Lofoten will allow you to withdraw cash in their shop via your credit and debit cards when you make a purchase. Just ask them if it is possible.

Currency exchange in Lofoten

Other then in our shop in Lofoten Harbor and Leknes city center; you will find that it is hard to pay with other cash currencies other then NOK. If you need to exchange currency to NOK, you can contact us and we will assist you. Contact Us

if you need to exchange currency, you can do so at: Lofoten Gave og Brukskunst AS, located at Storgata 38, 8370 Leknes.

Using Cash and Payment Methods in Lofoten

When traveling to Lofoten, it's important to understand the local payment options and the growing preference for electronic transactions. Here’s what you need to know about using cash, cards, and mobile payment methods in Lofoten.

Can You Use Other Currencies Like Euro or USD or exchange?

In Lofoten, shops and businesses primarily accept Norwegian Krone (NOK). If you’re carrying other currencies, such as Euros or USD, you’ll find it challenging to use them directly. Most establishments only accept NOK. However, if you need to exchange currency, you can do so at:

Lofoten Gave og Brukskunst AS, located at Storgata 38, 8370 Leknes. Contact Us

They offer currency exchange services and can assist you with converting your money to NOK.

Credit and Debit Cards: Widely Accepted

Credit and debit cards, including Visa, Mastercard, and American Express, are widely accepted across Lofoten, from hotels and restaurants to shops and attractions. Even smaller vendors often accept cards. Debit cards with Maestro or Cirrus logos are also commonly accepted. While electronic payments are the norm, it’s still advisable to carry some cash as a backup.

Mobile Payment Apps: Gaining Popularity

Mobile payment apps like Vipps, which are widely used in Norway, are becoming more common in Lofoten. These apps allow you to transfer money directly from your bank account to pay for goods and services, offering a convenient and secure payment option.

Cash: Still Useful but Less Common

While cash is accepted in some businesses in Lofoten, card payments and mobile payment options are increasingly preferred, especially due to hygiene concerns during the COVID-19 pandemic. It’s essential to carry a credit or debit card that works in Norway and have a backup plan in case of issues with your card or other payment methods.

Currency Exchange: Limited Availability

Currency exchange services are limited in Lofoten. It’s a good idea to exchange currency before arriving or withdraw Norwegian krone from an ATM if you need cash. If you require currency exchange while in Lofoten, visit Lofoten Gave og Brukskunst AS in Leknes.

Notify Your Bank Before Traveling

To avoid issues with international transactions, inform your bank or credit card company of your travel plans in advance. This precaution helps prevent your card from being blocked due to suspected fraudulent activity.

Conclusion

In Lofoten, electronic payments are increasingly popular, but it’s still wise to carry some cash for emergencies. Make sure you have a suitable credit or debit card and consider using mobile payment apps for a smooth, hassle-free experience during your trip to this beautiful region.